Business Checking Account Benefits
*Daily deposit amounts and transactions are limited, as this product is consumer driven – See Cash Management for a more viable business deposit capture product.
Small Business Checking
If you are a business or organization with smaller volumes and basic checking needs, this account is right for you.
Commercial Checking is the solution for customers with higher balances and activity. An earnings credit is calculated each month based on the balances maintained. This earnings credit is applied to the cost of services (number of debits/credits posted, wire transfers, change orders, stop payments, deposited currency, etc.) to offset a portion (if not all) of your service charges. Paired with Cash Management Services, this account will give you greater financial control.
Capital NOW Business Checking5
If you are a sole proprietor, a non-profit organization or a government agency seeking to earn interest on your checking account, this account may be right for you.
Capital NOW Prime Partner IOLTA Checking6
Capital Bank is a Prime Partner with the Texas Equal Access to Justice Foundation and pays a premium rate of interest based on the Federal Funds Rate. This type of account allows attorneys to meet requirements for placing funds in IOLTA accounts.
Capital Bank Business Checking Accounts Comparison Chart
1Transactions (debits, credits, and deposited items) are per activity cycle for statements; service charges and interest calculations are monthly.
Capital Bank requires entity information regarding Beneficial Ownership for Corporations, Partnerships and Limited Liability Companies. For additional information visit our Beneficial Ownership of Legal Entities.