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Capital Bank 

Current Interest Rates

Certificate of Deposit

 
 
CD < 100K
CD > 100K
Term
Interest Rate
APY
Interest   Rate
APY
07-29 Days
0.10
0.10
0.20
0.20
30-59 Days
0.10
0.10
0.20
0.20
60-89 Days
0.10
0.10
0.20
0.20
90-119 Days
0.15
0.15
0.25
0.25
120-149 Days
0.25
0.25
0.35
0.35
150-179 Days
0.30
0.30
0.40
0.40
180-209 Days
0.35
0.35
0.45
0.45
210-239 Days
0.40
0.40
0.50
0.50
240-269 Days
0.45
0.45
0.55
0.55
270-299 Days
0.50
0.50
0.60
0.60
300-329 Days
0.55
0.55
0.60
0.60
330-364 Days
0.55
0.55
0.60
0.60
365 < 18 MO
0.60
0.60
0.65
0.65
18 - 30 MO
0.65
0.65
0.70
0.70
31 - 59 MO
0.70
0.70
0.75
0.75
60 MO
1.15
1.15
1.25
1.26

Annual Percentage Yield is accurate as of 5/30/2012. These rates may change at any time without prior notice. After your CD is opened, the interest rate is fixed for the term. A penalty is imposed for early withdrawal. Fees could reduce earnings on the account. Minimum deposit to open CD is $500.00. Minimum balance to receive the stated rate is $500.00.

Capital Plus Tiered Money Market

 

Tiers
Interest Rate
APY
0.00 - 4,999.99
0.10
0.10
5,000.00 - 24,999.99
0.15
0.15
25,000.00 - 49,999.99
0.20
0.20
50,000.00 – 99,999.99
0.25
0.25
100,000.00 - Over
0.40
0.40

Annual Percentage Yield is accurate as of 5/30/2012. Rates may change at any time without prior notice. Fees could reduce earnings on the account. Minimum to open $1,000.00. Monthly fee if average daily balance below $2,500.00.

Important Notice: Federal regulation limits the number of withdrawals and/or transfers that may be made. You are limited to six (6) withdrawals or transfers to another Capital Bank account or third party per statement cycle.  These include preauthorized, automatic, telephone, electronic and transfers made by check, debit card or other similar order.

Investors' Choice Money Market

 

Tiers
Interest Rate
APY
0.00 - 24,999.99
0.10
0.10
25,000.00 - 49,999.99
0.30
0.30
50,000.00 - 99,999.99
0.40
0.40
100,000.00 – 249,999.99
0.50
0.50
250,000.00 - Over
0.55
0.55

Annual Percentage Yield is accurate as of 5/30/2012. Rates may change at any time without prior notice. Fees could reduce earnings on the account. Minimum to open $25,000.00. Monthly fee if average daily balance below $25,000.00.

Important Notice: Federal regulation limits the number of withdrawals and/or transfers that may be made. You are limited to six (6) withdrawals or transfers to another Capital Bank account or third party per statement cycle.  These include preauthorized, automatic, telephone, electronic and transfers made by check, debit card or other similar order.

Deposit Accounts

 

Types
Interest Rate
APY
Capital NOW Account
0.10
0.10
Savings Account
0.15
0.15

Variable Rate IRA

0.35
0.35

Annual Percentage Yield is accurate as of 5/30/2012. These rates may change at any time without prior notice. Fees could reduce earnings on the account. Minimum to open Capital NOW Account is $100 and to receive stated interest is $500. Minimum to open Savings Account and to receive stated interest is $100. Minimum to Open Variable Rate IRA and to receive stated interest is $300.

Important Notice: Federal regulation limits the number of withdrawals and/or transfers that may be made. You are limited to six (6) withdrawals or transfers to another Capital Bank account or third party per statement cycle.  These include preauthorized, automatic, telephone, electronic and transfers made by check, debit card or other similar order.

IOLTA Account

 

Types
Interest Rate
APY
IOLTA Account

0.15

0.15

Annual Percentage Yield is accurate as of 5/30/2012. These rates may change at any time without prior notice. Fees could reduce earnings on the account. Minimum to open IOLTA Account is $100.  No Minimum required to receive stated interest.

 

Member FDIC

 
 
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