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Personal Savings Accounts

How would you like a wide variety of choices when it comes to saving your money? Capital Bank offers a personal savings account that allows easy access to your savings1 and offers competitive interest rates or a Kids Star Savers Account that allows your children to start their own savings account - and the bank makes the first deposit!

Interested in a higher interest rate? Invest in a Capital Bank Certificate of Deposit. With a variety of terms and a low minimum balance to open - it is the perfect investment for you and your family.

Need to start saving for retirement? A Capital Bank Individual Retirement Account (IRA) may be exactly what you're looking for. Plus we offer both Traditional IRA's and Roth IRA's - see the features and benefits of each below. To see all of our available personal services, click here.

 

Personal Savings Account1
  • Only $100 deposit to open account
  • Interest accrues daily and is paid quarterly
  • Deposits and withdrawals can be made through Capital Bank ATMs
  • No charge for the first three withdrawals per quarter
  • Competitive interest rates earned on as little as $100
  • Free notary services
  • Free 24/7-account access with Capital Bank's Capital Connection and Online Banking.
Kids Star Savers Account1
  • Starts a savings fund for minors
  • Initial $5 deposit made by the bank
  • Interest accrues daily and is paid quarterly
  • No charge for the first three withdrawals per quarter
  • No term or early withdrawal period
  • Quarterly statement
  • Free 24/7-account access with Capital Bank's Capital Connection and Online Banking.
Certificate of Deposit
  • Minimum $500 to open
  • Wide range of investment terms
  • FDIC insured to $250,000
  • Competitive interest rates
  • Higher rates paid for large dollar CDs
Individual Retirement Account (IRA)
  • Minimum $300 - $1,000 to open
  • Traditional and Roth IRA's available
  • Various terms available
  • Competitive interest rates
  • Reinvest easily with automatic renewal at maturity

     

1Personal Savings Account and Kids Star Savers Account - $3.00 per withdrawal over three per quarter. Up to six (6) withdrawals or transfers to another Capital Bank account or third party allowed per statement cycle. These include preauthorized, automatic, telephone, electronic and transfers made by check, debit card, or other similar order.

 
 
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