Business Card Services

Simplify the way you do transactions with one of our many card services.

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Business MasterCard® Debit Card

Debit Cards 2017
Chip Cards 2017
  • Fast as cash
  • Use like a credit card
  • Money is deducted from your account
  • Safe – Capital Bank offers chip embedded cards that add a layer of protection against fraud for purchases made at the point of sale.


MasterCard® SecureCode

MasterCard® SecureCode™ is a service from MasterCard that provides added protection when you buy online. You choose your own personal MasterCard SecureCode and it is never shared with any merchant.

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Card Management

Control debit card usage and protect yourself against fraud by managing your cards using Capital Bank's mobile banking app.

  • Turn your debit card on and off
  • Establish transaction controls for dollar amount limits and merchant categories
  • Receive alerts when your debit card is used, approved, declined or exceeds the transaction controls set by you
  • Get real-time balances for your accounts

Rewards Card

My Rewards™ Business Platinum Debit Card offers card-level benefits and rewards typically associated with premium credit cards. You’ll enjoy benefits such as cash back from business suppliers, bonus rewards, emergency roadside assistance , car rental & hotel discounts and so much more.

So much in one card! FREE 90 – DAY TRIAL1 – Use promo code CAPITAL90


My RewardsTM Business Platinum Debit Card

Earn Points for Everyday Purchases

5 Points per $100

Cash Back when Shopping Online2

Average of 5% Cash Back

Bonus Points for Online Purchases2

Average of 50 Bonus Points per $100

Emergency Roadside Assistance

3 events annually3

VIP Customer Service


Expedited Card Replacement


Local Discounts & Coupons2


Prescriptions Savings


Extended Service Protection


Free My RewardsTM App4


Price Protection


Exclusive Rewards & Vacation Packages


Hotel & Car Rental Discounts2


$100,000 Travel Accident Insurance


24x7 Remote Tech Support


Monthly Cost per Card


1 Fee applicable following advertised promotional period.
2 Cash Back & Bonus Point amounts & Program discounts & coupon values vary in the sole discretion of the applicable participating retailer or service provider.
3 Up to $100 per event.
4 For iPad®, iPhone® and Android™ devices. iPhone and iPad are trademarks of Apple, Inc., registered in the U.S. and other countries. Android is a Trademark of Google, Inc. 

Please visit for card program terms and conditions. Consumers must (i) be at least 18 years of age, (ii) maintain a participating checking account at Capital Bank, and (iii) be current in the payment of all Program fees assessed to participate in My Rewards™ Card program.

Learn more and enroll

Debit Card Support

Lost or stolen Capital Bank Debit Card? Suspect Fraudulent Activity?

To Report a Lost or Stolen Debit Card or for Debit Card Inquiries
Contact (713) 675-2341 – After Hours, select Option 2

Important Card Information

We have a number of systems in place to help minimize debit card fraud. If we suspect fraudulent transactions on your card, we must act quickly. If we cannot contact you via telephone or text messaging, we may temporarily stop access to your card to protect your account. We highly recommend utilizing our Card Valet product which lets you control debit card usage and protect yourself against fraud.

Two-Way Text Alerts    


A text alert from us will always be from a 5-digit number. A valid notification will provide information about the suspect transaction and ask the cardholder to reply to the text message with answers such as “yes”, “no”, or “stop”. We will never ask you to click a link. No enrollment is required; however, we must have a valid cell phone number on file, otherwise, customers will receive a telephone call from our debit card fraud department.

Fraud Department Telephone Alerts

A phone call from our institutions automated dialer will only include a request for your zip code, and no other personal information, unless you confirm that a transaction is fraudulent. Only then will you be transferred to an agent who will ask questions to confirm that you are the actual cardholder before reviewing your transactions.

If a voice call is received from our Call Center asking to verify transactions, no information will be requested other than the cardholder’s zip code, and a “yes” or “no” to the transaction provided.

If at any point you are uncertain about questions being asked or the call itself, hang up and call us directly at 713-675-2341 or for after-hours service, select Option 2.

We will NEVER ask you for your PIN, the 3-digit security code on the back of your card, debit card number or social security number.

Travel Notices

Due to increases in international debit card fraud, Capital Bank has made the decision to block all Foreign Country debit card transactions.

To ensure uninterrupted use while traveling, call us and provide us with your travel information. If your card stops working while you are traveling, please call (713) 675-2341 – After Hours, select Option 2

Debit Card, ATM Card and Credit Card Usage Safety Tips

Free ATMs

Allpoint Logo

Capital Bank is a proud member of the Allpoint Network, providing access to over 55,000 surcharge free ATMs at your favorite retail locations, worldwide. Visit these Houston-area retailers: CVS/pharmacy®, Target®, Walgreens® , Kroger®, Costco® and Circle K®. Look for the Allpoint logo wherever you go.

ATM Locator

ATM Machine Safety Tips


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