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Current Interest Rates |
Certificate of Deposit | | | | | CD < 90K | CD > 90K | Days | Interest Rate | APY | Interest Rate | APY | 07-29 | 0.80 | 0.80 | 0.90 | 0.90 | 30-59 | 0.90 | 0.90 | 1.00 | 1.00 | 60-89 | 0.90 | 0.90 | 1.00 | 1.00 | 90-119 | 1.00 | 1.00 | 1.10 | 1.11 | 120-149 | 1.25 | 1.26 | 1.35 | 1.36 | 150-179 | 1.50 | 1.51 | 1.60 | 1.61 | 180-209 | 2.40 | 2.42 | 2.50 | 2.53 | 210-239 | 2.40 | 2.42 | 2.50 | 2.53 | 240-269 | 2.40 | 2.42 | 2.50 | 2.53 | 270-299 | 2.45 | 2.48 | 2.55 | 2.58 | 300-329 | 2.55 | 2.58 | 2.65 | 2.68 | 330-364 | 2.60 | 2.63 | 2.70 | 2.74 | 365 < 18 MO | 2.80 | 2.84 | 2.90 | 2.94 | 18 MO < 2 1/2 YR | 2.80 | 2.84 | 3.00 | 3.05 | 2 1/2 < 5 YR | 3.00 | 3.05 | 3.10 | 3.14 | 5 Years + | 3.25 | 3.30 | 3.25 | 3.30 |
Annual Percentage Yield is accurate as of 07/02/2008. These rates may change at any time without prior notice. After your CD is opened, the interest rate is fixed for the term. A penalty is imposed for early withdrawal. Fees could reduce earnings on the account. Minimum deposit to open CD is $500.00. Minimum balance to receive the stated rate is $500.00. |
| Capital Plus Tiered Money Market | Tiers | Interest Rate | APY | | 0.00 - 4,999.99 | 0.50 | 0.50 | | 5,000.00 - 24,999.99 | 0.75 | 0.75 | | 25,000.00 - 49,999.99 | 1.00 | 1.01 | | 50,000.00 – 99,999.99 | 1.25 | 1.26 | | 100,000.00 - Over | 1.50 | 1.51 |
Annual Percentage Yield is accurate as of 07/02/2008. Rates may change at any time without prior notice. Fees could reduce earnings on the account. Minimum to open $1,000.00. Monthly fee if average daily balance below $2,500.00. Important Notice: Federal regulation limits the number of withdrawals and/or transfers that may be made. You are limited to six withdrawals and/or transfers from your savings account each statement cycle by pre-authorized transfer, or telephone/PC transfer (including bill payments). And, if the account permits transfers by check or debit card, no more than three of the six limited transfers may be by check or debit card. |
| Investors' Choice Money Market | Tiers | Interest Rate | APY | | 0.00 - 24,999.99 | 0.25 | 0.25 | | 25,000.00 - 49,999.99 | 1.90 | 1.92 | | 50,000.00 - 99,999.99 | 2.00 | 2.02 | | 100,000.00 – 249,999.99 | 2.25 | 2.28 | | 250,000.00 - Over | 2.50 | 2.53 |
Annual Percentage Yield is accurate as of 07/02/2008. Rates may change at any time without prior notice. Fees could reduce earnings on the account. Minimum to open $25,000.00. Monthly fee if average daily balance below $25,000.00. Important Notice: Federal regulation limits the number of withdrawals and/or transfers that may be made. You are limited to six withdrawals and/or transfers from your savings account each statement cycle by pre-authorized transfer, or telephone/PC transfer (including bill payments). And, if the account permits transfers by check or debit card, no more than three of the six limited transfers may be by check or debit card. |
| Deposit Accounts | | | | Interest Rate | APY | | | Capital NOW Account | 0.30 | 0.30 | | | Savings Account | 0.40 | 0.40 | | | Variable Rate IRA | 2.50 | 2.52 |
Annual Percentage Yield is accurate as of 07/02/2008. These rates may change at any time without prior notice. Fees could reduce earnings on the account. Minimum to open Capital NOW Account and to receive stated interest is $100. Minimum to open Savings Account and to receive stated interest is $100. Minimum to Open Variable Rate IRA and to receive stated interest is $300. |
| IOLTA Account | | | Interest Rate | APY | | IOLTA Account | 1.40 | 1.41 | | Annual Percentage Yield is accurate as of 07/02/2008. These rates may change at any time without prior notice. Fees could reduce earnings on the account. Minimum to open IOLTA Account is $100. No Minimum required to receive stated interest. |
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