Capital Bank offers an assortment of personal checking and money market accounts, from Free Checking to Investors' Choice Money Market. Each account offers first-rate benefits and a collection of free services.
The Free Checking Account and Personal Checking Account is perfect for those seeking unlimited check writing and free access to your account through our innovative products.
- Connect to Capital Bank 24/7 using eBanking or TeleBank Telephone Banking.
- Premium Bill Pay at no cost! No bill limitations, free financial calculators, and so much more.
- eStatements provides up to 18 months of statements, available online 24/7. Our eStatements are an exact replica of the paper statements you currently receive, however they are received quicker and makes filing on your computer a breeze!.
Want an interest bearing account? Capital Bank offers several interest bearing checking and money market accounts. For example, consider the Capital Now Interest Bearing Account with competitive interest rates. Open a Capital NOW Interest Bearing Account and Capital Bank will waive our service charge should you use another financial institution's ATM! Or explore the benefits included in the Investors' Choice Money Market Account. Perfect for those desiring liquidity and preferred returns.
Checking and Money Market Accounts
Product Features and Benefits
| Free Checking Account |
No monthly service charge regardless of minimum balance
Only $100 deposit to open account
Unlimited check writing
No per-check charges
Complimentary check safekeeping
Free eBanking (Internet Banking)
Free eStatements
Free Bill Pay
Free Capital Connection (Telephone Banking)
Free Notary Services
- Free eCheck Debit Card or ATM Card
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| Personal Checking Account |
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| Capital NOW Interest Bearing Checking Account |
- No monthly service charge with a minimum daily balance of $1,000, otherwise $10/month
- Only $100 deposit to open account
- Maintain $500 average daily balance to earn interest
- No Capital Bank ATM Fee if you use another financial institution's ATM
- Unlimited check writing
- No per-check charges
- Convenience of imaged items included with monthly statement
- Free eBanking (Internet Banking)
- Free eStatements and Combined Statements
- Free Bill Pay
- Free Capital Connection (Telephone Banking)
- Free Notary Services
- Free eCheck Debit Card or ATM Card
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| Capital Gold Checking Account |
- A special account with valuable benefits for customers 55+
- Only $100 deposit to open account
- No monthly service charge regardless of minimum balance
- Requires direct deposit (Such as paycheck, social security, etc)
- Unlimited check writing
- No per-check charges
- Convenience of imaged items included with monthly statement
- Free eBanking (Internet Banking)
- Free eStatements and Combined Statements
- Free Bill Pay
- Free Capital Connection (Telephone Banking)
- Free Notary Services
- First order of standard checks at no charge
- Free rent for the first year on a 2x5 Safe Deposit Box
- Free eCheck Debit Card or ATM Card
| Capital Plus Tiered Money Market Account | - No monthly service charge with an average daily balance of $2,500, otherwise $12/month
- Minimum $1,000 deposit to open account
- The higher the balance, the higher the interest rate paid
- Convenience of imaged items included in monthly statement
- Free eBanking (Internet Banking)
- Free eStatements and Combined Statements
- Free Bill Pay
- Free Capital Connection (Telephone Banking)
- Free Notary Services
- Free rent for the first year on a 2x5 Safe Deposit Box
- Free eCheck Debit Card or ATM Card
| Investors' Choice Money Market Account | - No monthly service charge with an average daily balance of $25,000, otherwise $25/month
- Minimum $25,000 to open the account
- Rewards the larger balance investor desiring liquidity with preferred returns
- Convenience of imaged items included in monthly statement
- Free eBanking (Internet Banking)
- Free eStatements and Combined Statements
- Free Bill Pay
- Free Capital Connection (Telephone Banking)
- Free Notary Services
- Free rent for the first year on a 2x5 Safe Deposit Box
- Free eCheck Debit Card or ATM Card
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