We offer a wide variety of Business Checking Accounts such as
our Commercial Checking with Account Analysis or the Small Business Checking for
businesses and organizations with basic checking needs.
If you're looking to earn interest check out our Capital NOW Account or the
Capital Plus Tiered Money Market Account. And the Investors' Choice Money Market
Account with higher interest rates is perfect for today's investor.
If you're an attorney in need of an IOLTA account, Capital Bank is a
Prime Partner with the Texas Equal Access to Justice Foundation and we
offer our Commercial NOW Prime Partner IOLTA Checking Account with a premium
rate of interest based on the Federal Funds Rate. To check out the Texas Equal
Access to Justice Prime Partner information,
click here.
To see all of our available business
services, click here.
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Commercial Checking Account |
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Only $100 deposit to open account
- Service charges are
based on account activity
- Low cost monthly & transaction
fees can be offset by earnings credit
- Cash Management
services available for greater financial control
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Convenience of imaged items included in monthly statements
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Free notary services
- Free 24/7-account access with Capital
Bank's Capital Connection and eBanking online.
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Capital NOW Business Checking Account |
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Minimum $100 to open
- Maintain $500 average daily balance
to earn interest
- Unlimited transactions with $2,000
minimum daily balance
- Small monthly fee and transaction
charge for balances under $2,000
- Current interest rate
reported on monthly basis
- Convenience of imaged items
included in monthly statements
- Free 24/7-account access
with Capital Bank's Capital Connection and eBanking online.
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Small Business Checking Account |
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Perfect for the business or organization with basic checking needs
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Only $100 to open account
- No service charge with an
average collected balance of $3,000, otherwise $12/month
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Each month the first 200 transactions are free, small transaction fee
afterwards.
- Free eCheck debit card
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Complimentary check safekeeping, imaged items only $3/month
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Free notary services
- Free 24/7-account access with Capital
Bank's Capital Connection and eBanking online.
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Capital Plus Tiered Money Market Account | -
Minimum $1,000 to open account
- The higher the
balance, the higher the interest rate paid
- No
service charge with a minimum daily balance of $2,500, otherwise
$12/month
- Free eCheck debit card
-
Convenience of imaged items included in monthly statements
-
Free notary services
- Free 24/7-account access with
Capital Bank's Capital Connection and eBanking online.
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Investors' Choice Money Market Account | -
Minimum $25,000 to open
- Meets investment
needs of large depositors
- Rewards the
larger balance investor with preferred returns
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$25 monthly fee if average daily balance falls below
$25,000
- Provides a preferred return
without locking up funds over a specific term
-
Free eCheck debit card
- Convenience of
imaged items included in monthly statements
-
Free notary services
- Free 24/7-account
access with Capital Bank's Capital Connection and
eBanking online.
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Capital NOW IOLTA Checking Account |
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Minimum $100 to open
- Meets requirements of attorneys that
must place their IOLTA accounts in eligible financial institutions
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Pays a premium rate of interest based on the Federal Funds Rate
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No service charge with a minimum daily balance of $2,000, otherwise
$10/month
- Interest is accrued daily and paid monthly
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